Monday, August 31, 2015

Failure is HARD! - Post 425

Today’s quote comes from Theodore Roosevelt.

"It is hard to fail, but it is worse never to have tried in the first place." Theodore Roosevelt.

Failing is very difficult. It is psychologically painful. It’s something none of us like to face. I want you to think about Pete Rose. He was one of the greatest baseball players when I was a kid. He won 3 World Series rings, 3 batting titles, one Most Valuable Player, Two Gold Gloves and the Rookie of the year. Not only that, he made 17 All-Star appearances at 5 different positions. He is the all-time Major-League leader in hits with 4256 hits.

Did Pete have any failures? 

Yes. He struck out 10,328 times. That means approx. 6 out of 10 at bats he failed. Had Pete never tried he would have never had that success. Yes failure is hard but it is much better to at least try because eventually success will come your way.

As the late Jim Rohn always said, “REMEMBER THE SAME WIND BLOWS ON ALL OF US. ITS THE SET OF YOUR SAIL THAT DECIDES YOUR COURSE!!” Set your sail for success today by learning the skills for success. If you would like to learn more about the course I am taking in my life be sure to visit . If you find value in these posts be sure to subscribe to this blog and share these posts with your team.

Friday, August 28, 2015

Another Pro Athlete DIES! - Post 424

The backboard shattering after
Dawkins's dunk in 1979.
CreditAssociated Press
It is with great sadness that I write about this because this nonsense is so preventable. NBA star Darryl Dawkins, also known as 'Chocolate Thunder' has died at the young age of 58. 

I can remember so vividly watching him dunk a ball and seeing the backboard shatter into a million pieces. He was an amazing all star athlete. He averaged 12 points and 6.1 rebounds over a career of 726 career regular-season games. 

He died Thursday in a hospital in Allentown Pennsylvania. According to his family he died of an apparent heart attack. 

It is so regrettable when I read these stories because this tragedy can be prevented so easily.

A very good friend of mine, Dr Joel Wallach, has been working with professional athletes for decades. He usually is introduced to them after they suffer from career ending injuries. He prescribes a nutritional supplement protocol for them to follow which provides the athlete with all 90 essential nutrients as a base formula and then ads additional nutrients to the protocol to allow for the 60 minerals that the athlete loses through their sweat and, in the case of athletes recovering from injuries, nutrient protocols that are specific to their injury.

Dr Wallach with
Delisha Jones
He has successfully worked with Theo Ratliff, extending his career 10 years after an injury that all the medical experts said was career ending. He also worked with 3 time Gold Medalist and WNBA star Delisha Jones after she sustained a career ending injury after receiving her second gold medal. She went on to earn a third medal and played in the WNBA. Other athletes that he has worked with include NBA Star Mike Glenn, Drew Pearson of the NFL, Heavyweight Champion Evander Hollifield , Musclemania World Champion Natural Body Builder Gene Nelson, 19 time World Power lifting Champion (and adviser to my son who lifted in high school) Fred Glass, and the strength conditioning coach of the Denver Nuggets Steve Hess.  

Dr Joel D. Wallach has most recently received a Lifetime Achievement Award in Natural Medicine and Philanthropy at the United Nations 3rd Annual Global Officials of Dignity Awards. Dr. Wallach is a biomedical research pioneer who had spent decades in the field of Veterinary Medicine observing and researching the effects of individual nutrients on animal health before becoming a Naturopathic Physician in 1982. Dr. Wallach is renowned for his groundbreaking research on the health benefits of selenium and other minerals for which he received the 2011 Klaus Schwarz Award, recognizing his work as a pioneer in the field of trace-element research. He now dedicates his time to lecturing throughout the world on the therapeutic benefits of vitamins and minerals and on advising the U.S. Food and Drug Administration on behalf of the dietary supplement industry. 

Through Dr. Wallach's research and work with professional athletes he has developed nutritional supplement protocols that anyone from the most casual weekend athlete all the way to the top tier professionals can follow. It has been such a blessing for me professionally that I have been able to work with and learn from such a knowledgeable person and even more because I can call him a friend. 

I plead with all parents of aspiring athletes that you reach out to me and learn more about what harm nutrient deficiencies can cause to your sons and daughters. Just following Dr Wallach's protocols can reduce the possibility of young athletes suffering the same fate that so many athletes have faced in their lifetimes. Please read Dr. Wallach's article, "Exercise Without Supplementation is Suicide" 

Keith Abell, RPh MI
Pharmacist - Wellness Consultant
Sr. Executive Marketing Director
Youngevity Life Sciences
(502) 212-2929  

Thursday, August 20, 2015

Child Care Expenses - Post 422

I read an amazing article the other day on the cost of child care. It said that the cost of child care averages $11,600, or $972 per month. That’s like renting another apartment, or leasing a Maserati, except this payment comes with all the joys of late-night feedings, 10 to 15 different cold infections per year, and the knowledge that there’s no such thing as a cool car with a baby seat in the back.
While the expense of early child care is high, before this ever starts the kid has to be born.

Twenty years ago we spent about $1,000 all-in, meaning prenatal care, sonograms, and the delivery itself.

Today the total package costs around $8,800, and that’s if the parents have health insurance. Without coverage, the cost easily shoots past $25,000.

And all of this is in addition to daily living.

The average rent for a two-bedroom apartment is roughly $1,000 per month, and obviously much more in high-rent, urban settings.

In addition, the average student loan payment is $200, cell phone $100 for two, and house utilities $160. A car note runs $350, with insurance adding another $100. Then there’s health insurance, which for a young family runs about $335 per month after the subsidy.

All in, if they live modestly, the typical young family shells out $2,245 before they eat a thing, pay for gas, or spend any money on entertainment and travel. Adding in the new youngster would kick the basic monthly up to $3,217, not including diapers, formula, pediatric visits, etc.

Median household income is $52,000. With a 15% effective tax rate, the take-home income is $44,200, or $3,683 per month.

That leaves our young family with a whopping $466 to use toward food, entertainment, and any emergency costs.

If the couple is more fortunate and earns $70,000 per year, then with a 15% effective tax rate they bring home $59,500, or $4,958 per month.

This leaves $1,741 in the budget each month to buy food, diapers, clothes, gasoline, and any extras such as a baby crib, high chair cabinet locks, electric outlet covers, and a battery-powered vacuum cleaner for sucking all the nasty stuff out of the baby’s car seat.

I made a lot of assumptions so far, like the couple has only one car payment and one student loan note.

I also left out any mention of saving for the child’s college education, let alone retirement

These considerations would only make the picture worse. On the flip side, there are some tax consequences (such as the $3,000 child care tax credit) that could ease a bit of the pain.

But in a broad sense, the point is clear. A young couple, even a young professional couple earning more than 65% of all U.S. households, will have a difficult time making ends meet when they start a family. That appears to be the main reason why so many young couples have put off having children.

This might be good for the couple’s finances, but it slows down the economy.

Nothing requires spending like having kids. As noted above, there’s all the medical costs and child care issues, but then there’s daily living.

Parents end up buying all sorts of clothes, sports equipment, musical instruments, Halloween costumes, and toys than they ever dreamed possible. And that’s in addition to the extra daily living, entertainment, and vacation costs the family will incur.

While all of this spending puts a strain on mom and dad, it’s the sweet sound of commerce to toy companies, family restaurants, destination vacation companies, and a host of other retailers.

What they all know is that families with young children eventually become families with older children, who will eat more food, wear out more clothes, and in general require more spending right up until they leave home.

It all starts with young couples taking the leap and starting a family. Without it, the economic train never leaves the station, putting a cap on consumer spending for years to come.

It doesn't have to be like this. I can show you how to earn an extra $2-$3,000 extra per month, without interfering with your current job. I can sow you how to save a few hundred dollars each month on your taxes. I can show you how to build a legacy that your children can enjoy long after you are gone. And I can show you how to be healthier. Just visit to learn more.

Monday, August 17, 2015

Quote of the day - Zig Zigler - Reaching Higher - Post 420

“Success is the doing, not the getting; in the trying, not the triumph. Success is a personal standard, reaching for the highest that is in us, becoming all that we can be. If we do our best, we are a success.”

Tuesday, August 11, 2015

Monday, August 3, 2015